Insurance Protection
With a Purpose

We embrace convenient solutions and peace of mind to the insured.

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Insurance Protection
With a Purpose

We embrace convenient solutions and peace of mind to the insured.

Discuss Your OptionsGet a Quote

Griffith Insurance Agency LLC - Icon

Griffith Insurance Agency LLC

Learn more about our agency.

Keeping up with the modern lifestyle, experts at Griffith Insurance Agency approach insurance differently than most agencies. With the freedom of our independence, we put all of our efforts into protecting the needs of our clients and making ourselves available. We embrace the opportunity to offer our clients convenient coverage with second to none service.

Griffith Insurance Agency is your one-stop-shop for all insurance solutions. We offer a broad range of coverage options to our Effingham, IL community which are custom-tailored and vetted through our many carrier partnerships. This allows us to provide our clients with the best blend of protection, service, and price.

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As an independent agency, we are here to help you find the right coverage.

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The Solution To Your Insurance Needs

Providing a variety of business insurance, personal insurance, life and health insurance, and employee benefits solutions is what Griffith Insurance Agency LLC does best.

Business
Insurance

Coverage and risk management solutions for companies of all sizes.

Personal
Insurance

Trusted advice and insurance solutions to protect what matters most.

Life and Health Insurance

Stay ahead by protecting the well-being of yourself and your family.

Employee
Benefits

Coverage that can help attract, retain, and protect your team.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

Convenient Coverage

We offer convenient service through texting, calling, scheduled visitations, and more.

Second to None Service

We go the extra mile to exceed your expectations, no matter what you need.

Experienced Agents

With extensive experience, we understand what it takes to bring you quality coverage.

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Griffith Insurance Agency LLC + Erie Insurance

We strive to uphold Erie Insurance’s long-standing commitment to service.

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How can Griffith Insurance Agency LLC help?

24/7 Client Center
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Compare your coverage with your current needs.

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Our Clients Rave About Us

Check out our reviews and see why you should switch to Griffith Insurance Agency LLC.

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Real clients. Real reviews. Real coverage.

“I paid less and everything was explained to me.”

– Sarah N.
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Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Life

Providing for Your Family

Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?

Solution

Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments

Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments

Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs

Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?

Solution

A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings

Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.

Solution

Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business

Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.

Solution

A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement

Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.

Solution

Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

Life Insurance 101

Make sure you cover the unique risks you face with life insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
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Find even more interactive graphics for auto insurance, contractor insurance, business owners insurance, and employee benefits.

Integrity

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Customized

  Contact Griffith Insurance Agency LLC

As an independent agency, we are here to help you find the right coverage.

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Effingham, IL

800 N Keller Drive
Effingham, IL 62401

Our insurance solutions cover the Effingham County area with a focus in Effingham, IL and Dieterich, IL.

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